| In this Issue: |
|
|
A
Message From Terry |
 |
Main
Article |
|
Financial
Planning TIP |
|
About
Us |
|
This newsletter is courtesy of Terry Fay and RetirementByDesign.ca. Please remember that while strategies outlined within this newsletter may be appropriate for some investors, you should always consult a financial advisor to determine if they are appropriate for you.
Sincerely,
Terry
Hello
:
You may have noticed recently that we've made some changes to our company name as well as our web site and newsletter.
Nothing has changed within the company, it's still Lucy and I running the show, working to help our clients.
We made the changes to better reflect our core focus as well as our commitment to you.
We hope that the changes we've made make it easier to tell others about us. Thanks again for your business, loyalty and for referring us to others.
Terry
ESTATE
SETTLEMENT - PLAN NOW TO AVOID THE HASSLES AND EXPENSE
by Terry Fay
Alex worked 45 years at a labor job in a packinghouse in Winnipeg. Together with his wife Linda they saved money whenever they could. Before buying something they shopped around, trying to save a dollar here and a dollar there. Alex’s favorite quote was “its not how much you earn but how much you save”.
Over the course of their working life they managed to save enough money to live comfortably in retirement. Comfortably was a small pension that allowed them to go out once a week to bingo or a drink with some friends.
They were both born in 1913. They lived through two world wars and the Great Depression. They were frugal with their money and they were not risk takers. They invested their money in conservative mutual funds.
Last year Alex passed away, February 1, 2003, the same day NASA’s space Challenger exploded re-entering the earth’s atmosphere. Alex survived Linda by one year.
One and a half years later after Alex’s death the estate is still not settled.
RE: Proposed TAX LEGISLATION
Schedule a meeting with me to review the implications of the proposed income tax legislation now, not after it's in place. Let's be proactive together so we can reduce it's effect on your and your financial plan.
All you really need to know is that we are committed to helping our clients achieve financial security and peace of mind.
Our Mission: Enhancing peoples lives by creating a positive life vision and the money to support it through our unique approach to financial planning.
 |
 |
Insurance products provided through Dundee Insurance Agency Ltd.
Mutual Fund Products Offered Through Dundee Securities Corporation.
Click here to subscribe/unsubscribe.
AOL subscribers, please add us to your 'whitelist'. Thanks.