Retirement by Design Client Newsletter
In this Issue:

A Message From Terry
Main Article
Financial Planning TIP
About Us

This newsletter is courtesy of Terry Fay and RetirementByDesign.ca. Please remember that while strategies outlined within this newsletter may be appropriate for some investors, you should always consult a financial advisor to determine if they are appropriate for you.

Sincerely,

Terry

Message from Terry:


Terry Fay
Hello :

Several months ago I launched my eBook, "Maximize Your Pension, Maximize Your Retirement. 10 Important Questions, 10 Simple Solutions."

I'd like to remind you to pass this along to friends and colleagues who might benefit from reading this book and working with me.

All the best,

Terry

Main Article:

Line Ups Are Longest When Prices Are At Their Highest

“CondoMania! Buyers lured by zero down payments and low interest rates,” a local newspaper headline reads. The article went on to explain how people lined up overnight on a downtown street in February to be able to have the first opportunity to buy a new condo. 494 units were sold in 9 hours, a new record for an already successful real estate agent. Condo prices ranged between $269,900 to $399,900 for a small two bedroom unit.

My memory is not perfect, but, I believe just three years ago you couldn’t give away a condo. The newspaper and media showed condo owners crying about leaky condos. No one, including myself, would have considered the exponential gains that were about to come.

I am not making predictions nor am I qualified to suggest that I can predict the future prices of this market. But the headline started me thinking. Over the past 24 years of being in practice I continue to see similarities in buyer/investor patterns, how media and how headlines repeat themselves.

Click here to read on...

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Financial Planning TIP:

If you have a pension plan, you'll want to read my eBook, Maximize Your Pension, Maximize Your Retirement. 10 Important Questions, 10 Simple Solutions.

I've put a lot of work into this eBook and it is resource you won't want to miss. It is free for you to download from my web site but I have one stipulation, please pass it along to your colleagues who will also be receiving a pension.

Click here to read my eBook.

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About Us:

All you really need to know is that we are committed to helping our clients achieve financial security and peace of mind.

Our Mission: Enhancing peoples lives by creating a positive life vision and the money to support it through our unique approach to financial planning.

Click here to read more About Us.

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Retirement by Design
© 2006 Retirement By Design Financial Planning Ltd. All Rights Reserved.
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This article was prepared by Terry Fay who is an Investment Advisor with
Dundee Securities Corporation, a DundeeWealth Inc. Company. This is not an official publication
of Dundee Securitiesand the author is not a Dundee Securities analyst*. The views
(including any recommendations) expressed in this article are those of the author alone,
and they have not been approved by, and are not necessary those of Dundee Securities.