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Financial
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About
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This newsletter is courtesy of Terry Fay and RetirementByDesign.ca. Please remember that while strategies outlined within this newsletter may be appropriate for some investors, you should always consult a financial advisor to determine if they are appropriate for you.
Sincerely,
Terry
Hello
:
We hope you enjoyed the holidays, now let's get back to business.
As RRSP season and tax planning move up your priority list, let me remind you that it is always best to plan ahead.
To get a good start on this year's tax planning, book ahead. Call Lucie to set up an appointment February.
Lucie and I will be away on vacation from January 4 - 18. If you need immediate assistance please contact Wendy Wu at 604-687-1038.
- Terry
STAGES
OF ESTATE PLANNING
by Douglas Gray, LL.B.
Estate planning refers to the process required to transfer and preserve your wealth in an orderly and effective manner, and a properly drafted will is the foundation of a strategic estate plan. From a tax perspective, your estate planning objectives include:
- minimizing and deferring tax on your estate
- minimizing taxes on your death so that most of your estate can be preserved for your heirs
- moving any tax burden to your heirs, to be paid only upon the future sale of the assets.
There are various techniques to attain the above objectives. Some of these include:
Estate planning is an ongoing process, as your circumstances, needs and wishes change, so should your estate plan.
Regardless of your age, the issue of estate planning, in conjunction with your will, is an essential element of life planning. There are different stages in a person's life though, and consequently, certain issues may arise that require different estate planning strategies.
All you really need to know is that we are committed to helping our clients achieve financial security and peace of mind.
Our Mission: Enhancing peoples lives by creating a positive life vision and the money to support it through our unique approach to financial planning.
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Insurance products provided through Dundee Insurance Agency Ltd.
Mutual Fund Products Offered Through Dundee Securities Corporation.
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